Lifespan Vault earns an affiliate commission when you buy through links on this page, at no extra cost to you. It does not change our rankings or our verdicts.
The annual blood panel membership category converged in 2026. What used to require a four-figure executive physical now runs a few hundred dollars a year: Superpower covers 150+ biomarkers for $349 a year, and Function Health runs 160+ tests across two draws for $365. Sixteen dollars separates them. Price stopped being the thing that decides this purchase, so what follows compares the draw, the panel and what surrounds it.
The word "membership" hides three different products, though. Superpower and Function are true annual memberships. InsideTracker prices per test, with an optional $99-per-month Pro membership. Hone Health is a monthly, clinician-led hormone program with labs built in. This comparison prices all four honestly, and our at-home blood test guide covers the wider testing landscape beyond memberships.
Quick answer
- Best if you want an at-home draw on the table: the Superpower Annual Membership at $349 a year, 150+ biomarkers with biological age tracking, drawn at any of 2,000+ lab locations across 41 states plus the District of Columbia, or at your home for an added cost Superpower does not publish, which our own September 2026 check recorded at $119.
- Maximum marker coverage: the Function Health membership at $365 a year, 160+ lab tests across two draws with clinician review of anything abnormal.
- Actionable recommendations: the InsideTracker Ultimate at $340 to $647 per test, the pick if you want specific food, exercise, and supplement recommendations instead of raw lab data.
At a glance: four platforms, four pricing models
| Platform | Verified price | Panel size | Draw options | Cadence |
|---|---|---|---|---|
| Superpower Annual Membership | $349/yr | 150+ biomarkers across baseline and retest | 2,000+ lab locations across 41 states plus DC, or at home for an added cost | Annual membership, baseline draw plus a retest |
| Function Health | $365/yr | 160+ lab tests | Quest patient service centers | 2 draws per year |
| InsideTracker Ultimate | $340 to $647 per test | 48 biomarkers | In-lab draw; mobile phlebotomist on the $647 variant | Per test; Pro membership $99/mo includes 2 tests/yr |
| Hone Health | $65 assessment, then $25 to $155/mo | 50+ biomarkers on the initial draw | At-home assessment draw | Quarterly labs typical |
Prices verified September 2026 against each platform's published pricing, with Superpower re-verified at superpower.com/pricing on 11 September 2026.
Superpower: the membership that brings the draw to you
$349 a year covers a panel of 150+ biomarkers across a baseline draw and a retest, taken at any of 2,000+ lab locations or on an at-home phlebotomist visit, results in an app that tracks biological age and biomarker trends over time, and a 24/7 care team behind it. The membership is HSA/FSA eligible, and readers get $20 off a baseline panel with code LIFESPANVAULT, about 6 percent off the first year.
The draw is the story, not the price. Function charges $365 a year for its wider panel and draws at Quest patient service centers. InsideTracker runs $340 to $647 per test, with a mobile phlebotomist on the $647 variant. Superpower is the only annual membership here that will send a phlebotomist to your home, which matters because a panel you never book is worth nothing at any price. Read the price before you count on it: Superpower publishes no figure for the at-home visit, and our own September 2026 check recorded $119, which would put the door-to-door first year at $468, or $103 more than Function.
Where it gives ground: the panel is 150+ markers, not Function's 160+, and at $349 against $365 you are no longer paying meaningfully less for that gap. And membership platforms live or die on the quality of interpretation, not the draw. We are testing Superpower firsthand, panel, app, and care team, and our Superpower page will carry the hands-on verdict and a published score once our results land.
Verdict: the pick for first-time blood panel buyers and anyone who wants a comprehensive annual panel with app-based tracking at the lowest membership price in the category. Skip it if you want maximum marker coverage or a clinician who writes your plan for you.
Function Health: maximum coverage, twice a year
Function Health productized the executive physical: 160+ lab tests run twice a year for $365, with results plotted as trends instead of single point-in-time numbers, AI insights flagging what changed, and clinician review of anything abnormal. The panel goes deep where standard primary-care panels stop: advanced lipid fractions including ApoB and Lp(a), full hormone and thyroid panels, metabolic markers like fasting insulin and HbA1c, heavy metals, inflammation markers, autoimmune screens, and four cancer screens. Draws happen at any of 2,200+ Quest patient service centers, with results back in 5 to 10 business days. Dr. Mark Hyman co-founded the company and serves as Chief Medical Officer, so interpretation leans functional-medicine rather than strictly conventional.
Where it gives ground: it costs $16 more per year than Superpower, it draws only at Quest centers with no at-home option, and it is a data and insight layer, not a treatment provider. If a marker comes back abnormal, you still see your own clinician to act on it; the included review flags results but does not prescribe.
Verdict: the pick for power users who want the deepest panel on a fixed twice-yearly cadence. Our diagnostic platform guide covers how it stacks against the wider membership field.
InsideTracker: recommendations, not just data
InsideTracker has been doing blood testing plus advice since 2009, an MIT spinout that started with athlete bloodwork. The Ultimate plan tests 48 biomarkers and prices by variant: $340 for the in-lab draw base, up to $647 with a mobile phlebotomist draw, InnerAge, and Estradiol/Progesterone added. The entry Foundation plan starts at $199, focus panels run $99 to $149, and the DNA Kit add-on is $249. The difference from the memberships above is the output: instead of raw numbers, the algorithm returns specific food, exercise, and supplement recommendations tied to your individual results.
Two things the annual memberships do not match. InsideTracker accepts free uploads of existing labs from Quest, Labcorp, and many hospital systems, so you can run the recommendation engine on bloodwork your doctor already ordered without paying for a new test. And the Pro membership at $99 a month includes two tests a year, the quarterly-to-six-month cadence InsideTracker recommends for anyone actively iterating on training or diet.
Where it gives ground: the per-marker math. Forty-eight markers at $340 to $647 per test works out to $7.08 to $13.48 per marker, against Superpower's $2.33 per test and Function's at-most $2.28. Superpower publishes no distinct-marker count, so we do not derive a per-distinct-marker figure for it. If you just want comprehensive lab data at the lowest cost, the annual memberships win.
Verdict: the pick for buyers who want explicit do-this output rather than data to interpret, for athletes tracking interventions test-over-test, and for anyone whose doctor already orders comprehensive labs.
Hone Health: the membership that comes with a clinician
Hone is a different product wearing the same word. It is a men's telehealth platform: a $65 at-home assessment covers a 50+ biomarker draw plus a consult, then membership runs $25 a month for Basic or $155 a month for Premium, with about 95 percent of patients choosing Premium and medication billed separately. The panel centers on hormones, testosterone total and free, estradiol, and SHBG, plus CBC, lipids, and a metabolic panel, with quarterly labs the typical cadence. If labs and symptoms align, a Hone clinician can prescribe, which neither Superpower nor Function offers; both are tracking platforms rather than clinician-led programs.
Where it gives ground: it is a monthly membership, not an annual one, and the panel is hormone-focused rather than comprehensive. Telehealth availability varies by state, so confirm coverage for your zip before committing, and the separate medication line means total monthly cost can land above the sticker. Premium plus the assessment is $1,925 in year one before medication.
Verdict: the pick for men 30 to 55 who want labs tied to a monitored hormone program rather than a standalone data panel. If you are weighing hormone support routes more broadly, our natural alternatives to TRT and HGH guide maps the non-prescription side.
The 12-month math no platform publishes
Membership marketing quotes the sticker. The honest comparison is what 12 months actually costs and what it buys. Verified prices, September 2026:
| Platform | 12-month cost | What that buys | Cost per marker read |
|---|---|---|---|
| Superpower | $349 | 150+ biomarkers across a baseline and a retest, app tracking, 24/7 care team, at-home draw at an added cost our own check recorded at $119 | $2.33 per test; no distinct-marker count published |
| Function Health | $365 | 160+ markers across 2 draws, clinician review | at most $2.28 |
| InsideTracker Pro | $1,188 ($99/mo) | 2 Ultimate tests, 48 markers each, plus recommendations | about $12.38 |
| InsideTracker Ultimate one-off | $340 to $647 | 1 test, 48 markers | $7.08 to $13.48 |
| Hone Health Premium | $1,925 ($65 + $155/mo) | quarterly hormone-focused labs plus a prescribing clinician, medication separate | not comparable |
Three caveats on the math. Marker counts are not equal in value: 48 markers with explicit recommendations is a different product from 160 raw markers, and Hone's number buys clinician time that no data platform includes. The per-marker figures assume each panel's stated floor, so the true cost per marker on the 150+ and 160+ panels is lower. And Hone Basic at $25 a month lands at $365 for year one, the same 12-month cost as Function, for a completely different product.
How to choose
- You want the draw to come to you: the Superpower Annual Membership, $349 for 150+ biomarkers across a baseline and a retest, with the at-home visit an added cost Superpower does not publish, recorded at $119 by our own check.
- Maximum coverage on a fixed cadence: Function Health, $365 for 160+ tests twice a year.
- You want to be told what to do, not shown data: InsideTracker Ultimate, $340 to $647 per test.
- Your doctor already orders comprehensive labs: upload them to InsideTracker free and skip the test fee.
- Hormone-focused, with a prescribing clinician attached: Hone Health, $65 assessment then $25 to $155 a month.
- Paying with HSA/FSA dollars: Superpower lists HSA/FSA eligibility; confirm your plan's rules.
- Want continuous data between draws: pair any panel with a tracker from our longevity wearables guide.
Bottom line
The annual blood panel membership stopped being a price question in 2026. Superpower at $349 for 150+ biomarkers and Function Health at $365 for 160+ tests are sixteen dollars apart, so buy on the draw and the interpretation instead of the sticker. Superpower is the one that will come to your house, for $119 more. Function is the coverage leader and puts a clinician on anything abnormal. InsideTracker earns its per-test premium only if you value its recommendation engine. Hone is the route when you want a clinician attached to the labs rather than a standalone panel. Whichever you pick, the draw is the easy part; the value shows up in year two, when the trend lines start meaning something.
What is the best annual blood panel membership in 2026?
For most buyers it is the Superpower Annual Membership: $349 a year for a 150+ biomarker panel across a baseline draw and a retest, taken at any of 2,000+ lab locations or by an at-home phlebotomist, with app-based biological age tracking and a 24/7 care team. Function Health is $365 a year for 160+ lab tests across two draws, so the two sit within $16 of each other and the choice turns on the draw rather than the price.
How much does an annual blood panel membership cost in 2026?
Superpower is $349 a year for 150+ biomarkers across a baseline and a retest. Its own FAQ describes the baseline as over 60 biomarkers with 60 retested at the 6-month mark, verified 2026-09-15. Function Health is $365 a year for 160+ tests across two draws. InsideTracker prices per test instead, $340 to $647 for the 48-marker Ultimate, or $99 a month for a Pro membership that includes two tests a year. Hone Health starts with a $65 assessment, then $25 to $155 a month.
Is Superpower or Function Health better?
They are priced almost identically. Function runs 160+ tests across two draws for $365 a year. Superpower runs 150+ biomarkers for $349, sixteen dollars less for ten fewer markers, so price does not decide it. Function wins on breadth and on clinician review of anything abnormal. Superpower is the only one of the two that offers an at-home draw at all, though it is an added cost rather than part of the membership. Superpower publishes no figure for that visit and our own September 2026 check recorded $119, while Function draws at Quest patient service centers. Both are tracking platforms rather than clinician-led programs.
Are blood panel memberships HSA or FSA eligible?
Superpower states its $349 membership is HSA/FSA eligible, which effectively discounts the price by your marginal tax rate when you pay from a health savings account. Individual plan rules vary, so confirm with your plan administrator before enrolling. It is the only membership in this comparison that lists HSA/FSA eligibility in our verified catalog data.
How often should you get a full blood panel?
InsideTracker recommends testing quarterly to every 6 months when you are actively tracking training or diet changes, and calls annual testing too sparse to catch trends. Function Health builds two draws a year into its $365 membership. Superpower's $349 membership is built around a comprehensive 150+ biomarker panel, with the app tracking biological age and trends over time.
The products this post references
The Longevity Gear Buyer's Checklist
The specs that actually decide whether a sauna, cold plunge, red light panel, or smart ring is worth it, plus the real price range for each. Get the free PDF, plus one weekly email on the gear worth buying.