The annual blood panel membership category repriced itself in 2026. What used to require a four-figure executive physical now costs less than most gym memberships: Superpower runs 100+ lab tests for $199 a year, and Function Health runs 160+ tests across two draws for $365. For most first-time buyers, Superpower's $199 membership is the value answer. For maximum marker coverage, Function is worth the extra $166.
The word "membership" hides three different products, though. Superpower and Function are true annual memberships. InsideTracker prices per test, with an optional $99-per-month Pro membership. Hone Health is a monthly, clinician-led hormone program with labs built in. This comparison prices all four honestly, and our at-home blood test guide covers the wider testing landscape beyond memberships.
Quick answer
- Best value first panel: the Superpower Annual Membership at $199 a year, the lowest membership price in the category for a 100+ marker panel with biological age tracking.
- Maximum marker coverage: the Function Health membership at $365 a year, 160+ lab tests across two draws with clinician review of anything abnormal.
- Actionable recommendations: the InsideTracker Ultimate at $340 to $647 per test, the pick if you want specific food, exercise, and supplement recommendations instead of raw lab data.
At a glance: four platforms, four pricing models
| Platform | Verified price | Panel size | Draw options | Cadence |
|---|---|---|---|---|
| Superpower Annual Membership | $199/yr | 100+ lab tests | 2,000+ Quest locations or at-home phlebotomist | Annual membership |
| Function Health | $365/yr | 160+ lab tests | Quest patient service centers | 2 draws per year |
| InsideTracker Ultimate | $340 to $647 per test | 48 biomarkers | In-lab draw; mobile phlebotomist on the $647 variant | Per test; Pro membership $99/mo includes 2 tests/yr |
| Hone Health | $65 assessment, then $25 to $155/mo | 50+ biomarkers on the initial draw | At-home assessment draw | Quarterly labs typical |
Prices verified June and July 2026 against each platform's published pricing.
Superpower: the $199 membership that resets the math
Superpower's pitch is one number. $199 a year covers a panel of 100+ lab tests, a draw at any of 2,000+ Quest locations or an at-home phlebotomist visit, results in an app that tracks biological age and biomarker trends over time, and a 24/7 care team behind it. The membership is HSA/FSA eligible, and readers get $20 off a baseline panel with code LIFESPANVAULT, about 10 percent off the first year.
The price is the story. Function charges $365 a year for its wider panel, and InsideTracker runs $340 to $647 per test. Superpower's $199 covers a broader panel than most a-la-carte lab orders would cost at retail, and the at-home phlebotomist option removes the single biggest friction point of annual panels: actually getting the draw done.
Where it gives ground: the panel is 100+ markers, not Function's 160+, so power users chasing maximum coverage still have a reason to pay more. And membership platforms live or die on the quality of interpretation, not the draw. We are testing Superpower firsthand, panel, app, and care team, and our Superpower page will carry the hands-on verdict and a published score once our results land.
Verdict: the pick for first-time blood panel buyers and anyone who wants a comprehensive annual panel with app-based tracking at the lowest membership price in the category. Skip it if you want maximum marker coverage or a clinician who writes your plan for you.
Function Health: maximum coverage, twice a year
Function Health productized the executive physical: 160+ lab tests run twice a year for $365, with results plotted as trends instead of single point-in-time numbers, AI insights flagging what changed, and clinician review of anything abnormal. The panel goes deep where standard primary-care panels stop: advanced lipid fractions including ApoB and Lp(a), full hormone and thyroid panels, metabolic markers like fasting insulin and HbA1c, heavy metals, inflammation markers, autoimmune screens, and four cancer screens. Draws happen at any of 2,200+ Quest patient service centers, with results back in 5 to 10 business days. Dr. Mark Hyman co-founded the company and serves as Chief Medical Officer, so interpretation leans functional-medicine rather than strictly conventional.
Where it gives ground: it costs $166 more per year than Superpower, and it is a data and insight layer, not a treatment provider. If a marker comes back abnormal, you still see your own clinician to act on it; the included review flags results but does not prescribe.
Verdict: the pick for power users who want the deepest panel on a fixed twice-yearly cadence. Our diagnostic platform guide covers how it stacks against the wider membership field.
InsideTracker: recommendations, not just data
InsideTracker has been doing blood testing plus advice since 2009, an MIT spinout that started with athlete bloodwork. The Ultimate plan tests 48 biomarkers and prices by variant: $340 for the in-lab draw base, up to $647 with a mobile phlebotomist draw, InnerAge, and Estradiol/Progesterone added. The entry Foundation plan starts at $199, focus panels run $99 to $149, and the DNA Kit add-on is $249. The difference from the memberships above is the output: instead of raw numbers, the algorithm returns specific food, exercise, and supplement recommendations tied to your individual results.
Two things the annual memberships do not match. InsideTracker accepts free uploads of existing labs from Quest, Labcorp, and many hospital systems, so you can run the recommendation engine on bloodwork your doctor already ordered without paying for a new test. And the Pro membership at $99 a month includes two tests a year, the quarterly-to-six-month cadence InsideTracker recommends for anyone actively iterating on training or diet.
Where it gives ground: the per-marker math. Forty-eight markers at $340 to $647 per test works out to $7.08 to $13.48 per marker, against Superpower's at-most $1.99 and Function's at-most $2.28. If you just want comprehensive lab data at the lowest cost, the annual memberships win.
Verdict: the pick for buyers who want explicit do-this output rather than data to interpret, for athletes tracking interventions test-over-test, and for anyone whose doctor already orders comprehensive labs.
Hone Health: the membership that comes with a clinician
Hone is a different product wearing the same word. It is a men's telehealth platform: a $65 at-home assessment covers a 50+ biomarker draw plus a consult, then membership runs $25 a month for Basic or $155 a month for Premium, with about 95 percent of patients choosing Premium and medication billed separately. The panel centers on hormones, testosterone total and free, estradiol, and SHBG, plus CBC, lipids, and a metabolic panel, with quarterly labs the typical cadence. If labs and symptoms align, a Hone clinician can prescribe, which neither Superpower nor Function offers; both are tracking platforms rather than clinician-led programs.
Where it gives ground: it is a monthly membership, not an annual one, and the panel is hormone-focused rather than comprehensive. Telehealth availability varies by state, so confirm coverage for your zip before committing, and the separate medication line means total monthly cost can land above the sticker. Premium plus the assessment is $1,925 in year one before medication.
Verdict: the pick for men 30 to 55 who want labs tied to a monitored hormone program rather than a standalone data panel. If you are weighing hormone support routes more broadly, our natural alternatives to TRT and HGH guide maps the non-prescription side.
The 12-month math no platform publishes
Membership marketing quotes the sticker. The honest comparison is what 12 months actually costs and what it buys. Verified prices, June and July 2026:
| Platform | 12-month cost | What that buys | Cost per marker read |
|---|---|---|---|
| Superpower | $199 | 100+ marker panel, app tracking, 24/7 care team | at most $1.99 |
| Function Health | $365 | 160+ markers across 2 draws, clinician review | at most $2.28 |
| InsideTracker Pro | $1,188 ($99/mo) | 2 Ultimate tests, 48 markers each, plus recommendations | about $12.38 |
| InsideTracker Ultimate one-off | $340 to $647 | 1 test, 48 markers | $7.08 to $13.48 |
| Hone Health Premium | $1,925 ($65 + $155/mo) | quarterly hormone-focused labs plus a prescribing clinician, medication separate | not comparable |
Three caveats on the math. Marker counts are not equal in value: 48 markers with explicit recommendations is a different product from 160 raw markers, and Hone's number buys clinician time that no data platform includes. The per-marker figures assume each panel's stated floor, so the true cost per marker on the 100+ and 160+ panels is lower. And Hone Basic at $25 a month lands at $365 for year one, the same 12-month cost as Function, for a completely different product.
How to choose
- First blood panel ever, or lowest annual cost: the Superpower Annual Membership, $199 for 100+ tests.
- Maximum coverage on a fixed cadence: Function Health, $365 for 160+ tests twice a year.
- You want to be told what to do, not shown data: InsideTracker Ultimate, $340 to $647 per test.
- Your doctor already orders comprehensive labs: upload them to InsideTracker free and skip the test fee.
- Hormone-focused, with a prescribing clinician attached: Hone Health, $65 assessment then $25 to $155 a month.
- Paying with HSA/FSA dollars: Superpower lists HSA/FSA eligibility; confirm your plan's rules.
- Want continuous data between draws: pair any panel with a tracker from our longevity wearables guide.
Bottom line
The annual blood panel membership is the rare longevity purchase where the cheapest option is also a defensible first pick: Superpower's $199 membership covers 100+ markers, both draw options, and app-based trend tracking for about 45 percent less than Function Health. Function remains the coverage leader at $365 for 160+ tests twice a year, and InsideTracker earns its per-test premium only if you value its recommendation engine. Hone is the route when you want a clinician attached to the labs rather than a standalone panel. Whichever you pick, the draw is the easy part; the value shows up in year two, when the trend lines start meaning something.
What is the best annual blood panel membership in 2026?
For most buyers it is the Superpower Annual Membership: $199 a year for a 100+ marker panel, drawn at any of 2,000+ Quest locations or by an at-home phlebotomist, with app-based biological age tracking and a 24/7 care team. Buyers who want maximum coverage pay $365 a year for Function Health, which runs 160+ lab tests across two draws.
How much does an annual blood panel membership cost in 2026?
Superpower is $199 a year for 100+ lab tests. Function Health is $365 a year for 160+ tests across two draws. InsideTracker prices per test instead, $340 to $647 for the 48-marker Ultimate, or $99 a month for a Pro membership that includes two tests a year. Hone Health starts with a $65 assessment, then $25 to $155 a month.
Is Superpower or Function Health better?
Function tests more markers, 160+ across two draws for $365 a year. Superpower tests 100+ markers for $199 a year, about 45 percent less. If you want maximum coverage, Function wins on breadth. If you want a comprehensive annual panel at the lowest membership price, Superpower wins the math. Both are tracking platforms rather than clinician-led programs.
Are blood panel memberships HSA or FSA eligible?
Superpower states its $199 membership is HSA/FSA eligible, which effectively discounts the price by your marginal tax rate when you pay from a health savings account. Individual plan rules vary, so confirm with your plan administrator before enrolling. It is the only membership in this comparison that lists HSA/FSA eligibility in our verified catalog data.
How often should you get a full blood panel?
InsideTracker recommends testing quarterly to every 6 months when you are actively tracking training or diet changes, and calls annual testing too sparse to catch trends. Function Health builds two draws a year into its $365 membership. Superpower's $199 membership is built around a comprehensive 100+ marker panel, with the app tracking biological age and trends over time.
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